:root{
  --bg: #f7f9fb;
  --surface: #ffffff;
  --card: #ffffff;
  --text: #101820;
  --muted: rgba(16,24,32,.72);
  --muted2: rgba(16,24,32,.58);
  --border: rgba(16,24,32,.12);

  --teal: #0E5D6A;
  --teal2: #0a3f49;
  --gold: #D2B10F;

  --shadow: 0 18px 50px rgba(16,24,32,.12);
  --shadow2: 0 10px 28px rgba(16,24,32,.10);
  --radius: 18px;
  --radius2: 26px;

  --container: 1120px;
}

*{ box-sizing: border-box; }
html,body{ height:100%; }
body{
  margin:0;
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background:
    radial-gradient(1100px 520px at 20% -10%, rgba(14,93,106,.12), transparent 60%),
    radial-gradient(900px 520px at 85% 0%, rgba(210,177,15,.14), transparent 55%),
    var(--bg);
  color: var(--text);
  line-height: 1.55;
}

a{ color: inherit; text-decoration: none; }
a:hover{ text-decoration: underline; text-decoration-color: rgba(210,177,15,.8); }
img{ max-width: 100%; height: auto; display: block; }

.container{ width: min(var(--container), calc(100% - 40px)); margin: 0 auto; }

.muted{ color: var(--muted); }
.small{ font-size: .95rem; }
.tiny{ font-size: .85rem; color: var(--muted2); }
.sep{ opacity:.6; padding: 0 10px; }

.chip{
  display:inline-flex; align-items:center; gap:8px;
  padding: 6px 10px;
  border-radius: 999px;
  border: 1px solid var(--border);
  font-size:.85rem;
  background: rgba(255,255,255,.7);
}
.chip--muted{ background: rgba(14,93,106,.10); border-color: rgba(14,93,106,.25); }

.topbar{
  border-bottom: 1px solid rgba(16,24,32,.10);
  background: rgba(255,255,255,.8);
  backdrop-filter: blur(10px);
}
.topbar__inner{
  display:flex; justify-content:space-between; align-items:center;
  padding: 10px 0;
  gap: 14px;
}
.topbar__left{ display:flex; align-items:center; gap: 10px; flex-wrap: wrap; }
.topbar__right{ display:flex; align-items:center; gap: 16px; flex-wrap: wrap; }
.toplink{ display:flex; align-items:center; gap: 8px; font-weight:700; font-size:.95rem; color: rgba(16,24,32,.88); }
.toplink .icon{ opacity:.85; }

.header{
  position: sticky; top:0; z-index: 50;
  background: rgba(255,255,255,.82);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(16,24,32,.10);
}
.header__inner{
  display:flex; align-items:center; justify-content:space-between;
  padding: 14px 0;
  gap: 18px;
}
.brand{ display:flex; align-items:center; gap: 12px; }
.brand__logo{ height: 44px; width:auto; }

.nav{ display:flex; align-items:center; gap: 16px; }
.nav__link{
  padding: 10px 10px;
  border-radius: 12px;
  color: rgba(16,24,32,.82);
  font-weight: 700;
}
.nav__link:hover{ background: rgba(16,24,32,.04); text-decoration: none; }
.nav__link.is-active{ background: rgba(14,93,106,.12); border: 1px solid rgba(14,93,106,.20); }

.navtoggle{
  display:none;
  border: 1px solid rgba(16,24,32,.14);
  background: rgba(255,255,255,.8);
  padding: 10px 10px;
  border-radius: 12px;
}
.navtoggle span{
  display:block;
  width: 22px; height: 2px;
  background: rgba(16,24,32,.82);
  margin: 4px 0;
  border-radius: 99px;
}

.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:10px;
  padding: 12px 16px;
  border-radius: 14px;
  border: 1px solid rgba(16,24,32,.14);
  background: rgba(255,255,255,.9);
  color: rgba(16,24,32,.92);
  font-weight: 800;
  cursor:pointer;
  transition: transform .12s ease, box-shadow .12s ease, background .12s ease, border-color .12s ease;
  box-shadow: 0 1px 0 rgba(16,24,32,.03);
}
.btn:hover{
  transform: translateY(-1px);
  text-decoration:none;
  background: #ffffff;
  box-shadow: var(--shadow2);
}
.btn:active{ transform: translateY(0px); }
.btn--primary{
  color: #ffffff;
  background: linear-gradient(135deg, rgba(14,93,106,1), rgba(10,63,73,1));
  border-color: rgba(14,93,106,.55);
  box-shadow: 0 14px 30px rgba(14,93,106,.18);
}
.btn--primary:hover{ box-shadow: 0 18px 45px rgba(14,93,106,.22); }
.btn--ghost{ background: rgba(255,255,255,.65); }
.btn--sm{ padding: 10px 12px; border-radius: 12px; font-weight: 800; }
.btn--block{ width: 100%; }

.link{ color: rgba(14,93,106,1); font-weight: 800; text-decoration: none; }
.link:hover{ text-decoration: underline; }

.hero{
  position: relative;
  padding: 64px 0 34px;
  overflow: hidden;
}
.hero__bg{
  position:absolute; inset:0;
  opacity: .9;
  pointer-events:none;
}
.hero__bg svg{ width:100%; height:100%; }

.hero__grid{
  position: relative;
  display:grid;
  grid-template-columns: 1.25fr .75fr;
  gap: 28px;
  align-items: start;
}
.kicker{
  display:inline-flex; align-items:center; gap:10px;
  padding: 8px 12px;
  border-radius: 999px;
  border: 1px solid rgba(210,177,15,.35);
  background: rgba(210,177,15,.12);
  font-weight: 800;
  color: rgba(16,24,32,.88);
}
.kicker .dot{
  width:10px; height:10px; border-radius:99px;
  background: var(--gold);
  box-shadow: 0 0 0 6px rgba(210,177,15,.18);
}
h1{
  font-size: clamp(2.1rem, 3.6vw, 3.35rem);
  line-height: 1.05;
  margin: 16px 0 12px;
  letter-spacing: -0.03em;
}
.lead{
  font-size: 1.15rem;
  color: rgba(16,24,32,.72);
  max-width: 56ch;
}
.hero__actions{ display:flex; gap: 12px; flex-wrap: wrap; margin-top: 18px; }

.trust{
  margin-top: 26px;
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 12px;
}
.trust__item{
  padding: 12px 14px;
  border: 1px solid rgba(16,24,32,.10);
  border-radius: var(--radius);
  background: rgba(255,255,255,.75);
}
.trust__num{ font-size: 1.05rem; font-weight: 900; display:block; }
.hero__panel .panel{ box-shadow: var(--shadow); }

.panel{
  border-radius: var(--radius2);
  background: rgba(255,255,255,.90);
  border: 1px solid rgba(16,24,32,.12);
  padding: 18px;
  box-shadow: var(--shadow2);
}
.panel--soft{
  background: rgba(14,93,106,.06);
  border-color: rgba(14,93,106,.18);
}
.panel h3{ margin: 0 0 8px; }
.panel h4{ margin: 12px 0 8px; }
.panel__buttons{ display:grid; gap: 10px; margin-top: 12px; }

.divider{ height:1px; background: rgba(16,24,32,.10); margin: 16px 0; }

.track{
  display:flex;
  gap: 10px;
  margin-top: 10px;
}
.track input{
  flex:1;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(16,24,32,.14);
  background: rgba(255,255,255,.9);
  color: var(--text);
  outline: none;
}
.track input:focus{ border-color: rgba(210,177,15,.65); box-shadow: 0 0 0 4px rgba(210,177,15,.16); }

.section{ padding: 66px 0; }
.section--alt{
  background: rgba(16,24,32,.03);
  border-top: 1px solid rgba(16,24,32,.08);
  border-bottom: 1px solid rgba(16,24,32,.08);
}
.section--cta{
  padding: 54px 0;
  background: radial-gradient(900px 600px at 30% 0%, rgba(14,93,106,.10), transparent 60%), rgba(16,24,32,.02);
  border-top: 1px solid rgba(16,24,32,.08);
}
.section__head{ margin-bottom: 22px; }
h2{ font-size: clamp(1.5rem, 2.2vw, 2.2rem); margin: 0 0 10px; letter-spacing: -0.02em; }
h3{ margin: 0 0 8px; }
h4{ margin: 0 0 8px; color: rgba(16,24,32,.90); }

.cards{
  display:grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  gap: 14px;
}
.cards--compact{ grid-template-columns: repeat(3, minmax(0,1fr)); }

.card{
  border-radius: var(--radius2);
  border: 1px solid rgba(16,24,32,.10);
  background: rgba(255,255,255,.92);
  padding: 16px;
  box-shadow: 0 1px 0 rgba(16,24,32,.02);
  transition: transform .12s ease, box-shadow .12s ease, border-color .12s ease;
}
.card:hover{
  transform: translateY(-2px);
  border-color: rgba(14,93,106,.22);
  box-shadow: var(--shadow2);
}
.card p{ margin: 0 0 8px; }
.card .mini{ margin: 10px 0 0; padding-left: 18px; color: var(--muted); }
.card .mini li{ margin: 4px 0; }

.split{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 18px;
  align-items: start;
}

.steps{
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
  display:grid;
  gap: 12px;
}
.steps li{
  display:flex; gap: 12px;
  padding: 14px 14px;
  border-radius: var(--radius2);
  border: 1px solid rgba(16,24,32,.10);
  background: rgba(255,255,255,.85);
}
.steps__n{
  width: 34px; height: 34px;
  border-radius: 12px;
  background: rgba(210,177,15,.14);
  border: 1px solid rgba(210,177,15,.30);
  display:flex; align-items:center; justify-content:center;
  font-weight: 900;
  color: rgba(16,24,32,.92);
}

.ticks{ margin: 12px 0 0; padding: 0; list-style: none; display:grid; gap: 8px; }
.ticks li{
  position: relative;
  padding-left: 26px;
  color: rgba(16,24,32,.82);
}
.ticks li::before{
  content:"✓";
  position:absolute; left:0; top:0;
  color: rgba(14,93,106,1);
  font-weight: 900;
}

.cta-strip{
  margin-top: 16px;
  display:flex; align-items:center; justify-content:space-between;
  gap: 14px;
  padding: 14px;
  border-radius: var(--radius2);
  border: 1px solid rgba(210,177,15,.30);
  background: rgba(210,177,15,.12);
}

.faq details{
  border-radius: var(--radius2);
  border: 1px solid rgba(16,24,32,.10);
  background: rgba(255,255,255,.88);
  padding: 14px 14px;
  margin-bottom: 10px;
}
.faq summary{
  cursor:pointer;
  font-weight: 900;
}
.faq summary::marker{ color: rgba(210,177,15,.9); }
.faq details > div{ margin-top: 10px; }

.cta{
  display:flex; align-items:center; justify-content:space-between;
  gap: 16px;
}
.cta__actions{ display:flex; gap: 12px; flex-wrap: wrap; }

.footer{
  border-top: 1px solid rgba(16,24,32,.10);
  padding: 48px 0 24px;
  background: rgba(255,255,255,.70);
}
.footer__grid{
  display:grid;
  grid-template-columns: 1.2fr .8fr .8fr .8fr;
  gap: 18px;
  align-items: start;
}
.footer__logo{ width: 170px; }
.footer__cta{ display:flex; gap: 10px; flex-wrap: wrap; margin-top: 12px; }
.footer__list{ list-style:none; padding:0; margin: 10px 0 0; display:grid; gap: 8px; }
.footer__bottom{
  margin-top: 22px;
  padding-top: 18px;
  border-top: 1px solid rgba(16,24,32,.10);
  display:flex; justify-content: space-between; gap: 12px; flex-wrap: wrap;
}

.page{ padding-bottom: 10px; }
.pagehero{
  padding: 50px 0 18px;
  border-bottom: 1px solid rgba(16,24,32,.10);
  background: rgba(255,255,255,.75);
}
.pagehero__inner{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap: 18px;
  align-items: start;
}
.pagehero__card{
  border-radius: var(--radius2);
  border: 1px solid rgba(14,93,106,.22);
  background: rgba(14,93,106,.06);
  padding: 16px;
  box-shadow: var(--shadow2);
}
.pagehero__card h3{ margin-top:0; }

.pillgrid{ display:flex; flex-wrap: wrap; gap: 10px; margin-top: 12px; }
.pill{
  padding: 8px 10px;
  border-radius: 999px;
  border: 1px solid rgba(210,177,15,.32);
  background: rgba(210,177,15,.12);
  font-weight: 800;
  font-size: .9rem;
}

.tagcloud{ display:flex; flex-wrap: wrap; gap: 10px; margin-top: 10px; }
.tagcloud span{
  padding: 8px 10px;
  border-radius: 999px;
  border: 1px solid rgba(16,24,32,.10);
  background: rgba(255,255,255,.92);
  color: rgba(16,24,32,.78);
  font-weight: 700;
  font-size: .92rem;
}

.callout{
  margin-top: 16px;
  border-radius: var(--radius2);
  border: 1px solid rgba(210,177,15,.32);
  background: rgba(210,177,15,.12);
  padding: 14px;
  display:grid;
  gap: 10px;
}

.form{
  display:grid;
  gap: 12px;
  margin-top: 12px;
}
label{ display:grid; gap: 6px; font-weight: 800; }
input, textarea{
  width: 100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(16,24,32,.14);
  background: rgba(255,255,255,.95);
  color: rgba(16,24,32,.92);
  outline:none;
  font: inherit;
}
input:focus, textarea:focus{ border-color: rgba(14,93,106,.55); box-shadow: 0 0 0 4px rgba(14,93,106,.14); }
.grid2{ display:grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.grid3{ display:grid; grid-template-columns: 1fr 1fr 1fr; gap: 12px; }
.form__actions{ display:flex; gap: 10px; flex-wrap: wrap; align-items:center; }

.modal[hidden]{ display:none; }
.modal{
  position: fixed; inset: 0; z-index: 100;
  display:grid; place-items:center;
}
.modal__backdrop{
  position:absolute; inset: 0;
  background: rgba(16,24,32,.55);
  backdrop-filter: blur(6px);
}
.modal__panel{
  position: relative;
  width: min(860px, calc(100% - 28px));
  max-height: calc(100% - 28px);
  overflow:auto;
  border-radius: 22px;
  border: 1px solid rgba(16,24,32,.14);
  background: rgba(255,255,255,.96);
  box-shadow: var(--shadow);
  padding: 18px;
}
.modal__header{
  display:flex; align-items:center; justify-content:space-between;
  gap: 12px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(16,24,32,.10);
}
.iconbtn{
  width: 40px; height: 40px;
  border-radius: 14px;
  border: 1px solid rgba(16,24,32,.14);
  background: rgba(255,255,255,.9);
  color: rgba(16,24,32,.92);
  font-size: 18px;
  cursor:pointer;
}
.iconbtn:hover{ background: #ffffff; box-shadow: var(--shadow2); }

@media (max-width: 980px){
  .hero__grid{ grid-template-columns: 1fr; }
  .cards{ grid-template-columns: repeat(2, minmax(0,1fr)); }
  .cards--compact{ grid-template-columns: repeat(2, minmax(0,1fr)); }
  .split{ grid-template-columns: 1fr; }
  .footer__grid{ grid-template-columns: 1fr 1fr; }
  .pagehero__inner{ grid-template-columns: 1fr; }
  .grid3{ grid-template-columns: 1fr; }
}
@media (max-width: 720px){
  .topbar__inner{ flex-direction: column; align-items:flex-start; }
  .navtoggle{ display:inline-flex; }
  .nav{
    position: fixed;
    inset: 0 0 auto 0;
    top: 108px;
    background: rgba(255,255,255,.96);
    border-top: 1px solid rgba(16,24,32,.10);
    border-bottom: 1px solid rgba(16,24,32,.10);
    padding: 12px 18px 18px;
    display:none;
    flex-direction: column;
    align-items: stretch;
  }
  .nav.is-open{ display:flex; }
  .nav__link{ padding: 12px 12px; }
  .trust{ grid-template-columns: 1fr; }
  .cta{ flex-direction: column; align-items:flex-start; }
  .grid2{ grid-template-columns: 1fr; }
  .footer__grid{ grid-template-columns: 1fr; }
}